Win10 Steam Latest Version No Mods
If you chose a lonely settler start, and you spawn near a village, you can end up with villager items in the unfinished cabins.
I found this out from an Islander player through, starting in my own culture. I ended up with a bag of barley in my unfinished cabin. I took it thinking huh? In my inventory it said Taken. So when I visited the nearby village, they turned on me and drove me onto the ice where I died.
Trying to replicate it.